1/8/2024 0 Comments Stelara copay savings card![]() ![]() I’d assume the process is similar for other programs, but hey, I’ve been wrong before. I’ve only worked with Janssen Carepath, so I can only walk you through how that works. I’ve found that there’s an easy way and a hard way to get your claims processed. Now it’s time to take advantage of the program. You’ll have to call to activate the card, and then you’re ready to start saving boatloads of cash. This is what you’ll use to pay for your medical costs. Once you’re enrolled in the program, you’ll get a card that looks like a credit card. The process is much more streamlined if the doctor’s office takes care of it. I did it myself, and that forced me to keep track of a lot of paperwork. Pro tip: Ask your doctor or infusion nurse if they can help you get enrolled. Here are a few common IBD medications that have patient rebate programs: However, being the nice guy that I am, I did some googling for you. If you’re not sure if the medication you’ve been prescribed has a rebate program, Google will be your friend. You may need to get a doctor’s signature, so give yourself plenty of time to get the application filled out correctly. ![]() Step 1įirst things first, you’ll need to enroll in the rebate program associated with your medication. I’m sure it’s starting to become clear how I was able to save thousands of dollars in healthcare costs, but just in case it’s not, let’s go through step by step how this works. You just so happen to reap some benefits as well. Initially paying for you to stay on the medicine allows them to make more than they would if you decided not to take the drug due to costs. It’s a massive win for pharmaceutical companies. Once they help the patient reach their out-of-pocket maximum, the insurance company is stuck footing the bill for the rest of the year. That’s because the pharmaceutical companies know that their drugs’ cost will quickly eat through a patient’s deductible and out of pocket maximum ( remember those?). You can only be part of one of these programs if you are covered by commercial health insurance. You might be thinking to yourself, that’s really nice of them, but why the hell would they do that for me? Instead of changing the drug price, they pay for the cost of the drug, except for $5. They know their drugs are too expensive for most people to afford. Patient rebate programs are the genius inventions of big pharma. I’m sure you have questions, so let’s start with… She had a folder of literature and everything! I don’t think it’s hyperbolic to say this conversation changed my life. The nurse explained that Janssen Biotech, the company behind Remicade, had a patient rebate program to help patients like myself pay for the cost of their outrageously priced drug. I was bitching to an infusion nurse about how much the crap she was pumping into my veins cost when she asked if I had ever heard of the RemiStart program. I struggled for about a year until one fateful day. Between my student loans and medical bills, I was fucking strapped for cash. Right out of college, I was struggling to afford life. I want you to have every advantage I didn’t. All while pharmaceutical and insurance companies fill their pockets. I hate the thought of just one more person getting screwed by their medical expenses. It’s not a huge secret, but I went years without knowing this trick, and it would have saved me a lot of moola if I had known it sooner. This is that post, so buckle up, buckaroo! I promised to impart how I did that to you. ![]() In last week’s post on open enrollment, I mentioned how I had gamed the health care system to my advantage. ![]()
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